1. HFCK-Housing finance
Housing finance generally finance up to 85% the value of the property/ sale price (whichever is lower) for a maximum period of 15 years.
Read more http://www.housing.co.ke
2.SCB Non-Resident Kenyan Mortgage - http://www.standardchartered.com/ke/cib/mortgage.html City property 70% Urban property 60% financing.
3.Kenya Commercial Bank-The Mortgage Division of KCB. The Mortgage Division is fully responsible for the growth and development of the mortgage business within the KCB Group.
-Today, KCB is sufficiently equipped in both Financial and Manpower resources to operate various types of Mortgages, housing finance projects as well as investment and savings accounts. The S&L Mortgages portfolio includes:
-Home loans to both salaried and self-employed people
-Loans to buy already built houses for owner occupation or income generating purpose
-Construction loans for income -generating housing units such as apartments, flats and commercial buildings -Construction loans for residential houses countrywide for owner occupation or income generating purpose.
-Loans to facilitate estate developments
-Specially packaged staff mortgage facilities for companies, co-operative societies and organized groups -Mortgage Plus Loan products that provides an avenue for customers to borrow against their existing securities , to bridge short and/or long term needs. -Fixed Mortgage Loans, a mortgage product that allows you to fix your interest rates for a renewable period of 5 years.
More details on pre qualification - http://www.kcbpropertyguide.com/index.php?option=com_kcbqualify&view=kcbqualify&Itemid=271#
4. Barclay's Bank
Financing up to 90% of the cost of the home you choose to buy, and they will guide you carefully through the whole process. Interest rate of 11.99%.
First step requirements;
-A regular income -Minimum age of 18 years
-Valid identification – ID or Passport
More details http://www.barclays.com/africa/kenya/co ... tgages.php
5.Relocations Kenya. Relocations Kenya works closely with reputable banks and other finance institutions to enable our associates make the right choices, when it comes to getting loans. If you live abroad, contact us to find out how we can assist you to make your dream investment at home.
-Financing Up to 80%
-Upto 70% financing on Income generating property, financing.
Read more http://www.relocationskenya.com/homeloans.asp
6.Cooperative Bank.
Terms
-Maximum loan as percentage of value (LTV): 80%
-Loan term: up to10 years.
-Additionally, customer should have lived in the country of residence for at least 1 year at the point of applying for the mortgage. Currently the rates are:1- 10 years 13.75%
Read more http://www.co-opbank.co.ke/Main-Site/Ho ... ing-Abroad Q&A http://www.co-opbank.co.ke/Main-Site/Ho ... s-Answered
7. CFC Stanbic.
Full loan-to-value financing-100%
http://www.stanbicbank.co.ke/portal/sit ... ddb60aRCRD
8.Equity Bank- http://www.equitybank.co.ke/KAB/
Louis Kaptich is the Marketing Director at http://www.propertyzote.com
